You know the old saying, “You have to spend money to make money.”
Well, the same general rule of thumb applies to investing. When it comes to making an investment, you have to be willing to set aside some money, whether it be a monthly contribution or a lump principal payment, and in essence spend that money in order to see a return and some growth.
But just because you have to spend money temporarily doesn’t mean you have to say goodbye to it forever. Not when you choose a wise, high return investment, anyway. There are a multitude of avenues you can choose to embark upon when it comes to making an investment. You can look into stocks, you can help put money into a business, or you can simply set aside some money into your piggy bank each week.
However, choosing the right investment that suits your goals, financial situation, and comfort level are important steps to take if you truly want to grow your wealth and make money in the long run.
That’s why we’ve helped develop this list of high return investments, each of which generally qualifies as a smart way to invest your money.
No. 1 : Pay Off Debt
Take a look at your credit card statement. Or maybe the bulk of your debt is racked up in student loans, or a car, or even a mortgage. Whatever the case may be, one of the wisest investments you can make is to start by paying off your debt. If you can’t pay it all off in bulk, at least do your best to put a dent into it. “But,” you ask, “how is this an investment?” Well, it’s an investment into your future. Debt can be crippling at any stage in life, and having a high amount of debt can hinder your ability to make money, grow your savings, and be financially secure. If you’re looking to make a wise investment, then taking a bite out of your debt is a good place to start.
No. 2: Start A Retirement Plan
One of the smartest high-return investments you can make is to plan ahead for retirement. Sadly, many Americans simply don’t save for retirement in their 20’s, 30’s, or even 40’s, which makes life that much more difficult when they reach their 50’s and ultimately retirement age in their mid-to-late 60’s. It can’t be overstated how important it is to develop a retirement savings plan, which is why opening a 401K, iRA, or even both can be smart ways to invest your money and see returns that will make a difference. Even better, you might not be able to withdraw those savings (at least not without a penalty), so you’ll never be tempted to harm your own investment in order to make a splurge purchase. With a 401K, odds are you won’t even notice that you’re “spending” money, as it will just be taken out of your paycheck each pay period. And if your employer happens to match contributions, then that’s free money for your future! These are the type of investments you can’t afford not to make.
No. 3: Bonds Or Annuities
These are generally regarded as some of the most common, most safe, most reliable forms of investments. The problem is that they’re not always high return investments, as they typically carry low interest rates and high annual management fees. Nevertheless, if you’re new to the game and are looking at all of your many options, then it’s hard to go wrong with bonds or fixed annuities. These types of investments allow you to pay out a principal sum, and in exchange you receive regular monthly (or yearly) interest payments before a principal return on your previously agreed-upon maturity date. These can last anywhere from two years to the rest of your life, if you choose, and allow you to see a stable rate of return. But again, those returns are typically low, the fees are typically high, and your money is often simply loaned to an insurance company or the government, which makes them slightly risky as well.
No. 4: Meet The Fixed Income Fund
Naturally, we’ve saved the best for last. The Tactical Wealth Fixed Income Fund is among the smartest, most reliable, and safest ways to invest your money. What’s more, it’s a surefire way to see your money grow. Think of the Fixed Income Fund as an annuity on steroids, because we offer all of the great benefits of fixed annuities – fixed rates, stable monthly payments, etc. – but don’t carry along any of the negatives. That means we have no investor fees, management fees, and no transaction fees. It also means our rates are much higher than annuities and bonds, which means your stable, consistent monthly income will be higher and help you achieve pure financial bliss.
The Fixed Income Fund is not tied to the stock market, insurance companies, or the government, but rather it deals with the oldest and largest asset we know: Real estate. How does it work? Simple. Our fund pools the money of our investors in order to strategically buy mortgage and trust deed loans in stable markets, and then pay out the stable monthly returns off the interest payments from those loans.
You can even use your previously established retirement plan, such as a 401K, IRA, SEP, or other qualified account, in order to make your initial principal investment into the Fixed Income Fund. Then, upon your loan’s maturity – whether it’s two years at 1.66 percent or 30 years at 5.75 percent – you’ll receive your final principal payment in full. If you’re looking for an investment that provides income greater than you can receive from annuities, bonds, and other securities, then this one just might be right for you.
The Fixed Income Fund is a high return investment that you can count on to help grow your wealth and provide you with peace of mind with a safe, reliable strategy. Learn more about the Fixed Income Fund and contact Tactical Wealth to see how we can help you invest your money wisely.