Investing is hard.

Just take a quick look at the stock market today; while most of 2017 was promising, and the first month of 2018 showed potential growth as well, all of a sudden those markets came crashing down with a thud in early February.

It just goes to show you how truly volatile, and therefore dangerous, the investment market can be. Folks today are constantly searching for the latest market trends in hopes of finding the best high interest, high return investments for their situation.

The fact of the matter is, there is no one perfect investment. Each investment in the market will carry some amount of risk. However, there are strategic ways in which you can invest your money while minimizing your risk to the lowest factor possible.

What’s the secret? Well, we can’t just give that away. Contact Tactical Wealth today to get your free report and see if you qualify to invest in the Fixed Income Fund.

The key to investing is due diligence and research. What are the best low risk, high return investments? Fixed annuities are certainly high up on the list. In this blog, we’ll lay out our fixed annuities cheat sheet so that you can learn all you need to know and make an informed decision with your money.

What Are Fixed Annuities?

Fixed annuities are investments which almost act like loans to an insurance company. In exchange for your principal investment, the company will then pay out income at a steady rate for as long as your note lasts.

How long your annuity lasts is entirely up to you; many fixed annuities can mature in as little as two years, or last as long as 10, 20, 30 years, or even for a lifetime.

The key difference between a fixed annuity and other types of annuities is that your distributions will always be fixed — that is, the same — because the earned interest rate is locked in from day one until maturation.

How Do Annuities Pay Out?

Distributions from fixed annuities can be handled in a few different ways. If it is a deferred annuity, for example, you are agreeing to receive your distribution on a specified date in the future.

Otherwise, an immediate fixed annuity will pay out, well, immediately. The amount of the payments all depends on the interest rate, the length of the annuity note, and other factors.

Pros And Cons Of Fixed Annuities

The pros and cons of fixed annuities have been well documented by the folks here at Tactical Wealth. Fixed annuities can be advantageous for those looking to maintain their lifestyle in retirement and receive stable monthly income. They can also be beneficial for those who are just planning for retirement as well.

However, there are some things to be wary of when it comes to fixed annuities. Here are a few of the main pros and cons of fixed annuities:

  • Pros: Stable income at a fixed rate, can last a lifetime (won’t outlive your savings), low risk, tax advantages.
  • Cons: FEES, FEES, FEES, rates are typically low, complicated terms.

Fixed Annuity Alternatives

Like the benefits of fixed annuities but aren’t too keen on the negatives, like 10 percent commission fees for your brokerage agent?

We don’t blame you.

The Fixed Income Fund solves those issues often associated with fixed annuities. Our fixed income product provides stable, consistent income at higher rates than annuities.

Not to mention, the Fixed Income Fund is the only high return investment you will find that doesn’t have any fees; no brokerage commissions, no management fees, and no transaction fees.

Your money is all yours, and we want it to stay that way. Contact Tactical Wealth today to get your free report and see what the our fixed income annuity can do for you.