We’ve learned all about CDs.

We’ve learned all about bonds.

At Tactical Wealth, our aim is to help you get the most relevant and useful information in order to make the right investments for your goals and financial situation.

In this blog, the third part in our series about understanding annuities, we’ll learn all about the pros and cons of investing in stocks. When it comes down to it, it’s all about whether you want a high-risk, high-reward investment, or a safer, lower, but still consistent investment.

Keep reading to learn more about fixed annuities vs. stocks, including the pros, cons, and differences between the two investments, and contact Tactical Wealth today if you think you could benefit from fixed income investments.

The Pros And Cons Of Annuities

Let’s start with fixed annuities.

These investments are popular among people who are preparing for retirement, largely because a fixed annuity can supplement the income lost after retiring. A fixed annuity investment is essentially a loan that you are paying to an insurance company, which is then paid back at fixed intervals (typically monthly) with interest.

While fixed annuity rates tend to be slightly low, especially when compared to our fixed income fund rates, the prospect of generating stable and consistent monthly income for many investors, particular retirees, is too good to pass up.

However, there are a few drawbacks to fixed annuities, with high management and brokerage fees being chief among them.

But when you really think about it, you aren’t going to necessarily avoid those types of fees when you opt for stock market investments either.

The only way to avoid those fees is to opt for the safer, more secure investment known as the Fixed Income Fund. Download your free report today.

Annuities vs. Stocks

So which one is the better option for retirees, annuities or stocks? The answer all depends on your willingness to experiment as well as your financial goals.

Many people enjoy the benefits of fixed annuities because their money is able to grow in a tax-deferred manner. Not to mention, investors always know exactly how much they are going to receive, when they are going to receive it, and for how long those payments will continue.

The same can not be said for stocks. While stocks are intriguing because of their high upside, it’s important to note that they are also significantly more risky than other investments.

The simple fact of the matter is that there are no guarantees when it comes to investing on Wall Street. While stocks may look like they are on the up-and-up one moment, they could all come crashing back down before you can blink.

When looking for safe, secure, and stable investments for retirement, stock markets aren’t typically the best way to go. That is, unless you have a backup plan in place to offset the potential losses during a crash or a slow market.

The Benefits Of Fixed Income

Whether you want stable, consistent income in retirement, or you want a safe and reliable way to offset your aggressive investment portfolio, the Fixed Income Fund can help.

When it comes to understanding annuities, it’s clear to see that the Fixed Income Fund offers the same great benefits and more — with higher interest rates, no fees, and assets that are backed by real value.

Download your free fixed income report today to see if you qualify.